Option A
Spot Cash
Option B
Spot Downpayment via BDO Financing |
>Reservation Fee:
>Balance: (List price-Reservation)
>Less Discount (10% of List Price)
>Net Balance (Payable within 30 days from Reservation)
TOTAL CONTRACT PRICE
(Reservation + Net Balance)
>Reservation Fee:
>List Price
>Less Discount (10% of List Price)
>Net Selling Price
>Spot Downpayment (20% of Net Selling Price less Reservation fee, Payable within 15 days from reservation)
>Net Balance (80% of Net Selling Price, Payable thru Bank Financing via Banco De Oro)
TOTAL CONTRACT PRICE
(Reservation + Spot Downpayment + Net Balance) |
P50,000.00
P4,993,288.00
- P504,328.80
P4,488,959.20
P4,538,959.20
P50,000.00
P5,043,288.00
- P504,328.80
P4,538,959.20
P857,791.84
P3,631,167.36
P4,538,959.20 |
Interest Rate
PERIOD
1 year
2 years
3 years
Interest Rate
PERIOD
5 years
10 years
15 years
|
18.00%
FACTOR
0.091680
0.049924
0.036152
13.00%
FACTOR
0.022753
0.014931
0.012652
|
PER ANNUM THRU IN-HOUSE FINANCING
MONTHLY AMORTIZATION
P332,905.42
P181,282.40
P131,273.96
PER ANNUM THRU IN-HOUSE FINANCING
MONTHLY AMORTIZATION
P82,619.95
P54,216.96
P45,941.53 |